Wealth management at your retirement

Fish for a man and he'll eat for a day. Teach that same man to fish and he'll eat for life.

— Lao Tzu

There's something incredibly dangerous happening in the market right now — and perhaps the entire world at large.

I'm not talking about Brexit, federal interest rates, or anything geopolitical of that nature. I'm actually referring to something far more menacing than any of those things today, and that's complacency.

As a member of the millennial generation, I'm practically a born expert on the subject of complacency. The world I fell into turned out even safer than the womb I fell out of. Barney the Dinosaur loved me. Mr. Rogers told me I was special. Everyone got a golden star just for showing up...

By the time I grew older, things really hadn't changed much for my generation at all. The government threw money at us to attend sleepaway camp for young adults. We faced no life-altering draft like the generations before us. We put off building families to get drunk every weekend with our friends instead.

Today, my generational peers and I work behind multiple computer monitors in temperature-controlled spaces. Our break rooms have ping-pong tables and sometimes even napping pods. We work from home at least once a week or, at the very worst, are forced to order an Uber to escape the daunting morning and evening commutes.

As much as some millennials out there love to kick and scream, the truth is, you'd have to be a spoiled brat to be part of my generation and not recognize just how much we've had it made. This isn't to knock anyone's individual hardships out there, but the fact is, as a whole, we are the most fortunate generation to have ever existed... and that's by a long shot.